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Form 8-K - Current report - Item 8.01 Item 9.01

Arbor Realty Trust Inc.

Announcement: ABR 8-K Special Filing

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Form 8-K - Current report - Item 2.03 Item 8.01 Item 9.01

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Analyst Summary:

Arbor Realty Trust (NYSE: ABR) has responded to the inaccurate and misleading report published by Ningi Research, a short seller of Arbor stock. According to the Company, the report lacks merit and is a transparent effort to mislead the public for the purpose of enabling Ningi and its affiliates to profit from short positions on Arbor’s stock. Arbor remains committed to maintaining books and records adhering to the highest standards of corporate governance and internal controls. 

Arbor is a nationwide real estate investment trust and direct lender, providing loan origination and servicing for multifamily, single-family rental portfolios, and other diverse commercial real estate assets. The company is rated by Standard and Poor’s and Fitch Ratings and is committed to building on its reputation for service, quality, and customized solutions with an unparalleled dedication to providing clients with excellence over the entire life of a loan.

The Company has cautioned investors that various trends and uncertainties could affect the actual results, including, but not limited to, changes in economic conditions, interest rates, or credit spreads, and, in particular, due to the severity and duration of the COVID-19 pandemic. Investors should rely on the Company's filings with the SEC, including its Annual Report on Form 10-K for the year ended December 31, 2022, for a complete picture of Arbor’s financial position.

$ABR reports response to misleading short seller report by Ningi Research

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Form 10-K - Annual report [Section 13 and 15(d), not S-K Item 405]

ARBOR REALTY TRUST Q2 Results Show Solid Growth
Current Analysis:
ARBOR REALTY TRUST recorded strong results in Q2 2022, with a solid increase in net interest income earned on investments, fees and other revenues recognized from loan sales and servicing, and income earned from structured transactions, resulting in a net income of $153.1 million. The company's credit quality of loans and investments, adequate liquidity, and a diversified asset portfolio position it well for growth opportunities.

Forward-Looking Analysis:
Looking forward, ARBOR REALTY TRUST aims to remain committed to qualifying as a REIT and thus drive returns for investors. The company expects to continue capitalizing on market opportunities while maintaining a disciplined approach in originating and managing loans. The business will continue to prioritize its strong relationships with Fannie Mae and Freddie Mac, Ginnie Mae, FHA, and HUD in its Agency Business, and invest in real estate-related joint ventures to further diversify its structured finance assets. Covid-19 and its impact on the industry remain a risk. Nonetheless, the business remains confident in its ability to deliver continued shareholder value through efficient capital allocation and strategic initiatives.

Announcement: ABR 10-K Annual Report

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Form 8-K - Current report - Item 2.02 Item 9.01

Analyst Summary:

Arbor Realty Trust, Inc. has announced its Q4 and full-year 2022 financial results. The company's net income for Q4 was $88.2 million, compared to net income of $106.0 million for Q4 2021. Arbor also reported distributable earnings for the quarter was $114.0 million, compared to $94.2 million for Q4 2021, and for the year, it was $405.7 million, compared to $313.7 million for 2021. The loan origination platform generated revenues of $95.9 million in the quarter compared to $43.1 million for Q3 2022. The company also had an unpaid principal balance of $14.56 billion in Q4 2022 with a weighted-average interest rate of 8.42%, compared to a balance of $14.99 billion and 6.90% for Q3 2022. Additionally, the company completed a private placement of $150.0 million of senior notes with a yield of 8.50% due in 2027. The company declared a quarterly cash dividend of $0.40 per share of common stock for Q4 2022. In the earnings conference call, the CEO, Ivan Kaufman, said, "we remain cautiously optimistic about our future performance as the industry continues to recover from the pandemic."